About Us

Credit Guys: serving the community for more the 10 years.

Credit Guys is a licensed Dealership in Winnipeg’s beautiful West St Paul neighbourhood at 33 Emes Road and McPhillips by the perimeter. We are also partners of the Manitoba Motor Dealers Association.

We strive to give our customers great satisfaction and advice in financing in the automotive industry so when you drive away you don’t just leave with a vehicle you leave more knowledgeable and educated.

We have 14 prime and subprime lenders that serve our customers’ needs with any type of credit whether you have no credit, foreign, student, damaged credit due to losing your job, bankruptcy, divorce, or perfect credit we can assist you. Our lenders service any level of credit and we work hand in hand with them to fight for an approval for you.

Vehicle leasing is another area of expertise our business offers. If you own a company in any line of work a leasing option might be the right fit for you. Any level of credit is acceptable when it comes to leasing.

How Do You Rebuild Bad Credit?

So, you have bad credit. It’s not the end of the world. While some dealers, banks, and lending institutions might make you feel like you have a criminal record when you bring up your bad credit score, you’ll find a helpful and supportive team at Credit Guys.

We’re here to help you rebuild your credit quickly, and without a big hassle while you’re driving a vehicle you love. So, how do you get started? Learning how to rebuild your credit isn’t as difficult as you think.

The first step to rebuilding your credit is finding a vehicle that will work for your budget, and with a monthly payment that you can afford. Credit Guys have a large selection of vehicles for you to choose from in our inventory, and we can help you find something that meets your budget criteria.

Subprime Car Financing Options

Do you need a vehicle but have less than reputable credit? Are you leasing or financing a vehicle, but you need to get out of the contract because the payments are unaffordable or the vehicle is a lemon.

No matter what you’re facing, we can help!

Why do we offer sub-prime lending? We know at Credit Guys that the easiest way for you to repair and rebuild your credit rating is to make regular monthly payments on a loan for up to 5 or 6 years. This demonstrates that you are a reliable and less risky debtor to lenders. It’s about the length of time with good behavior that matters when it comes to restoring your credit rating to a more favorable score.

The mark of a smart and sensible lender is time. Credit Guys has been finding the best lending solutions for our customers for over 10 years now. We want you to be able to have the best vehicle available to you. Through our history and high volume of transactions with many of the area’s most trusted lending institutions, we are able to keep those rates as affordable as possible.

Our financing process is both quick and easy. Through our sub-prime car financing options, we can help you to get out of an over-daunting car lease and into something a bit more manageable.

So regardless of any type of credit – we can help anyone, anywhere. In fact we finance all over Canada think of us as a broker. We get you the best rates through some of the top financing institutes in Canada and the buck doesn’t stop there. After 12 months of you making good payments we have the ability with certain lenders to drop your rate without refinancing. Ask our reputable financing reps about this great options.

Fill out our financing application form today and be on your way to a better vehicle and a better life!